IRSOY

Budget& Payments

Organise your income, expenses and due dates to see where your balance is heading.

Try for freeSee it in action
features together
7
export formats
2

What if your month changed?

Demonstration

Change an amount, add a transaction and watch your month update.

Income
€2,650
Expenses
€1,344
At the end of the month
€2,256
Forecast balance

Subscriptions −€49

Already settled
€2,561
Expenses still to pay
€305
Lowest balance · Day 0
€950

This month’s transactions

  1. SalaryReceived+€2,650
  2. RentPaid−€850
  3. GroceriesPaid−€140
  4. SubscriptionsPaid−€49
  5. EnergyPlanned−€85
  6. GroceriesPlanned−€160
  7. TransportPlanned−€60

Fictional data · no bank connection

Your finances at a glance.

Income and expenses

Add your transactions, then quickly find each amount using search and filters.

Hands organise a calendar, receipts and a notebook on a desk.

Payment calendar

See upcoming due dates and record each payment on its actual date.

Projected balance

See your projected balance based on recorded payments and the due dates you enter.

A person reviews notes beside a laptop in a bright home office.

Recurring transactions

Schedule regular payments with a frequency that suits you or choose specific dates.

Debts and receivables

Track instalments, remaining amounts and extra repayments, right through to the final due date.

Separate profiles

Organise separate views, each with its own opening balance, transactions and recorded payments.

Backups and exports

Back up your profiles in JSON or export your schedule as CSV for your spreadsheet.

Your data, your copy.

Your financial data stays in this browser, separate per IRSOY account, without automatic device sync. Keep a JSON backup to restore it elsewhere or after clearing your browser’s data.

Before you begin.

Does the tool connect to my bank?

You enter transactions manually. The tool does not synchronise bank accounts, execute payments or send automatic reminders.

What does the projected balance represent?

It is calculated from your opening balance, recorded settlements and future due dates, so it depends on the data you enter. Overdue items stay in the planned totals for their period, but do not move into the future chart until settled.

Can I continue on another device?

Yes. Export a JSON backup and restore it in the other device’s browser while signed in to your IRSOY account. Signing in alone does not transfer financial data.

What is the difference between JSON and CSV?

JSON backs up and restores profiles, transactions and settlements. CSV exports the schedule for reading in a spreadsheet. Older JSON backups containing a single profile can also be imported into the selected profile.

Which language does the tool use?

This presentation is available in French, Dutch and English. The finance tool’s interface is currently in French, with amounts in euros.